At Cashdashfunds, we are committed to upholding responsible lending practices, ensuring a thorough assessment of every lender in our network. Our dedication revolves around fair treatment of customers and strict adherence to lending laws.

Truth in Lending Act (TILA)

All our practices align with and comply with the Truth in Lending Act (TILA) and other relevant laws governing our services. Prior to electronically signing a loan agreement, borrowers are urged to carefully review all terms and conditions provided by the lender, covering fees, late penalties, and other pertinent loan details. In case borrowers do not receive this information, they should assertively request the loan terms from their respective lenders.

Fair Lending

We adhere to the Consumer Financial Protection Bureau’s definition of “fair lending,” ensuring equitable access to credit for individuals and communities. Cash advances facilitated through our platform should adhere to fair practices. If borrowers encounter any issues with a loan obtained via our website, they can file a complaint with the Consumer Financial Protection Bureau (CFPB).

Collecting Debt Fairly

While we are not a lender and do not engage in debt collection, it is essential for our lenders to comply with the Fair Debt Collection Practices Act. This act prohibits debt collectors from abusing their power in collecting debt or using unreasonable methods. This includes refraining from calling consumers solely for inappropriate conversations, avoiding deceptive practices, and refraining from making unwarranted legal threats.

Reporting Scams

We actively encourage consumers to report any encountered scams. If users come across fraudulent activities, they are urged to report them to consumer protection agencies such as the Better Business Bureau. We are here to assist and guide consumers in reporting and addressing any fraudulent activities.